YE2002 • Financial Post • 03Feb03
Index	15-yr CAR	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
SCMU Bond	1.100	1.087	1.081	1.102	0.989	1.092	1.096	1.123	1.207	0.957	1.181	1.098	1.221	1.075	1.128	1.098
S&P TSX	1.076	0.876	0.874	1.074	1.317	0.984	1.150	1.283	1.145	0.998	1.325	0.986	1.120	0.852	1.214	1.111
S&P 500	1.129	0.769	0.937	0.939	1.148	1.376	1.391	1.235	1.339	1.074	1.145	1.184	1.300	0.970	1.280	1.069
MSCI EAFE	1.047	0.832	0.838	0.889	1.205	1.289	1.062	1.070	1.086	1.146	1.383	0.969	1.121	0.768	1.075	1.178
Balanced¹	1.099	0.960	1.108	1.085	1.186	1.027	1.128	1.219	1.170	0.982	1.267	1.031	1.160	0.941	1.180	1.106
Active	15-yr CAR	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Can Bond	1.082	1.062	1.060	1.081	0.978	1.071	1.074	1.097	1.179	0.948	1.155	1.083	1.188	1.073	1.115	1.086
Can Equity	1.076	0.884	0.971	1.128	1.168	0.974	1.149	1.257	1.131	0.974	1.288	1.026	1.118	0.891	1.173	1.109
US Equity	1.088	0.750	0.902	0.926	1.130	1.226	1.297	1.182	1.255	1.026	1.166	1.165	1.259	0.935	1.213	1.073
Intl Equity	1.055	0.797	0.814	0.910	1.250	1.200	1.070	1.117	1.072	1.052	1.367	0.984	1.121	0.885	1.216	1.157
Balanced	1.071	0.927	0.976	1.059	1.079	1.046	1.114	1.164	1.147	0.974	1.199	1.059	1.156	0.986	1.138	1.084
YE2002 • Globe & Mail • 05Feb03
Index	15-yr CAR	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
SCMU Bond	1.100	1.087	1.081	1.102	0.989	1.092	1.096	1.123	1.207	0.957	1.181	1.098	1.221	1.075	1.128	1.098
S&P TSX	1.076	0.876	0.874	1.074	1.317	0.984	1.150	1.283	1.145	0.998	1.325	0.986	1.120	0.852	1.214	1.111
S&P 500	1.103	0.760	0.923	0.934	1.127	1.357	1.367	1.207	1.305	1.043	1.115	1.149	1.258	0.936	1.235	1.032
MSCI EAFE	1.048	0.837	0.836	0.894	1.200	1.289	1.065	1.067	1.086	1.145	1.385	0.970	1.120	0.770	1.076	1.180
Balanced¹	1.099	0.960	1.108	1.085	1.186	1.027	1.128	1.219	1.170	0.982	1.267	1.031	1.160	0.941	1.180	1.106
Active	15-yr CAR	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Can Bond	1.084	1.066	1.059	1.085	0.973	1.076	1.081	1.101	1.192	0.943	1.161	1.084	1.197	1.069	1.116	1.087
Can Equity	1.078	0.867	0.961	1.134	1.205	0.979	1.144	1.254	1.131	0.980	1.289	1.026	1.112	0.887	1.185	1.120
US Equity	1.088	0.752	0.895	0.921	1.131	1.261	1.297	1.192	1.265	1.015	1.137	1.138	1.259	0.935	1.226	1.076
Intl Equity	1.053	0.801	0.812	0.903	1.252	1.203	1.068	1.095	1.073	1.040	1.367	0.984	1.121	0.885	1.216	1.157
Balanced	1.077	0.943	0.994	1.080	1.085	1.042	1.117	1.165	1.155	0.976	1.198	1.060	1.162	0.990	1.138	1.096
1. Balanced Index: 40% SCMU, 60% TSX